With all the hype recently about the state of our middle class and their declining ability to make ends meet, it's time understand the real root cause of this challenge, it's pattern and future trends.
The root of America's problem lies in it's in weakness in financial literacy. We simply don't understand how money works and more importantly, how to get it working for us, rather than against us. We don't understand it's value, long term, when it works against us, or for us.  Thus, this lack of financial literacy opens up increasing risk to make bad decisions, and we end up paying for it, big time...and recovery is painful!
Financial stress is the leading cause for divorce and employers report the leading cause for alcoholism and drug abuse in the workplace.
The trend is not good; unless we immediately start changing our view of money, it's value and it's value to our future, and what's really important to us about money, we will never develop prudent "response-ability" ie the ability to respond constructively to all the demands on our money out there...we've got to learn to say "no" more frequently and say "yes" to only those matters that we value, not desire.
Example; why blow $60 to $100/month on cable fees just to permit their garbage to invade our homes? Where is the value benefit? Entertainment? Surely we can do better! Why waste time in a casino? Entertainment? Ugh! Why not just drive by the entrance and throw your money out the window and drive on...you'll save a lot of stress and maybe you just might realize you can never win at their game...they know how money works! And all those buildings in Las Vegas weren't built from those who won!
Get a real handle on your financial future today and learn how to escape your debt zone. Change direction and start a new journey toward freedom.
More financial literacy at www.ReachYourFreedomZone.org